NEW
Approvals now live in your chat app
Every dollar,
approved
before it is spent.
Tessel gives startups corporate cards, expense reports, bill pay and approvals in one workspace. Set the rules once, and close the books in two days instead of two weeks.
DO
MD
PR
JL
Used by finance teams at 2,400 startups
Finance teams at fast-moving startups run on Tessel
Built for real teams
Less chasing. More building.
WHAT TEAMS GET BACK
14 hours
per month, per finance lead
94% of receipts matched
The problem with spend
How it works
From first card to closed books in four steps.
Click through each step to see what your team sees. Nothing here is a screenshot.
01
Issue: Create a card in seconds
Spin up a virtual card for a vendor, a campaign or a person. Set the limit, the merchants and the owner before you hit issue.
02
Spend: Receipts that find themselves
03
Approve: Say yes from where you are
04
Close: Books that close themselves
New virtual card
Draft
Card name
Meta ads, Q4
Owner
DO
Dana Okafor
Limit
$8,000
monthly
Allowed merchants
Advertising
Software
Travel
Issue virtual card
tessel
CARDHOLDER
Dana Okafor
•••• 4417
Corporate cards
Cards that know the rules before the swipe.
Issue unlimited virtual cards and ship physical ones in two days. Every card carries its own limit, its own merchants and its own off switch.
Freeze in one tap
Limits per card, per person
Raise a limit for a launch week and drop it back after, with a full audit trail.
1.5% back on everything
Cashback lands monthly, with no category caps and no points to track.
Meta ads
Virtual · 4417
Active
tessel
CARDHOLDER
Dana Okafor
•••• 4417
Card color
Freeze card
Declines every new charge
Online payments
Allow card-not-present
Monthly limit
$6,560 spent so far
$8,000
Everything in between
The swipe, the receipt, the bill and the ledger. Handled.
Receipts capture themselves
Snap a photo, forward an email or let the card match it. Tessel reads the line items and attaches them to the right transaction.
Northwind Print
$1,240.00
Matched
Skyline Hosting
$3,920.00
Matched
Bill pay without the inbox
Forward invoices to a private address. Tessel reads them, codes them and pays on the due date.
Brightline Power
Pays Oct 14
$1,420
Parkside Offices
Pays Oct 12
$9,800
Budgets that speak up early
Team budgets warn at 80%, not after the overspend.
Growth
92%
Engineering
64%
Operations
38%
Reimbursements in one tap
Out-of-pocket spend is paid back in the next payroll run or straight to the bank.
MD
Marc Delgado
3 expenses
$412.60
JL
Jo Lindqvist
1 expense
$86.00
Books that close themselves
Two-way sync with the accounting tools you already use, plus a CSV for the rest.
Ledger sync
Chat approvals
Payroll
SSO
Bank feeds
Average time to close the books, down from 11
Of receipts matched without anyone asking
Spend moved through Tessel cards in 2025
Median time from signup to a working card
Cards
Receipts
Bills
Approvals
Reports
Reimbursements
Cards
Receipts
Bills
Approvals
Reports
Reimbursements
Built for teams
However your team is shaped, spend stays in view.
FOR OPS AND TEAMS
Everyone gets a card. Nobody gets a surprise.
Per-person limits, vendor cards and reimbursements in one tap, so teams buy what they need.
5 free
team members
11 min
to first card
Customers
Finance teams stop chasing receipts.
MQ
Marisol Quade
VP Finance, Brightloom
ET
Evan Tolliver
Co-founder, Pinewick Labs
HR
Hana Reyes
Head of Ops, Duskfield
Pricing
Free to start. Pay when you grow.
Cards, receipts and bill pay are free for your first five people. Upgrade for deeper controls and automation.
See full pricing
Start
$0
for 5 people
Cards and receipts for tiny teams.
Unlimited virtual cards
1% cashback
Receipt capture
Growth
Most teams
$12
per person / mo
Approvals, budgets and bill pay.
Approval workflows
1.5% cashback
Bill pay and sync
Scale
$28
per person / mo
Multi-entity and advanced controls.
2% cashback
Multi-entity books
Priority support
FAQ
Questions finance leads ask first.
Anything else? Our team replies within one business day.
Contact us
Is Tessel a bank?
No. Tessel is financial software. Cards are issued by our partner bank, and your funds are held at partner institutions with pass-through insurance up to the applicable limits.
How fast can we start spending?
Do you run a credit check or ask for a personal guarantee?
Which accounting tools do you sync with?
What happens if a card is lost or stolen?
Can we cancel any time?
Close this month in two days, not two weeks.
Open an account in ten minutes. Free for your first 5 team members, no setup fees, no minimum balance.